Loan’s purpose for reconstruction, adaptation and interior redecoration.

Terms:

• Without participation or 20% deposit
• Without endorsers
• Payment period from 60 to 180 months
• Maximum salary overload up to 50% with joint incomes¹
• Loan amount : 5.000 - 50.000 EUR²
• Nominal interest rate: 3,5% + sixth-month euribor
• Rate of total expence: 7,97%
• Without administrative ban for salary receiver through banks account
• Without administrative costs in case of refinancing of existent debts
• Administrative costs for loan approval: 1,5%
• Ratio mortgage-loan should be 2:1 minimum

¹ In solidarity debtors can be included two more creditworthy persons
² The amount of euros is calculated in denars counter value in accordance to middle course at the same day