Helps you finance your education and enjoy student life from your first year of study.
When studying a liberality of the spirit is necessary.
Ohridska Banka Societe Generale Group found a solution for your problems - A STUDENT LOAN.
Our student loan is a non-purpose loan and it enables the use of funds in whichever manner suits you best - scholarship, living expenses, literature, travel and other.
Ohridska Banka Societe Generale Group proposes a formula adapted to your needs:
- Loan amount: from 500 to 5000 euros
- Return period
- with a grace period from 12 to 60 months
- with a grace period from 6 to 48 months
- A nominal interest rate: from 10%
- Rate of total expence: from 11.06%
- With no additional guarantees - your parents represent the main co-beneficiaries
- Disbursement fees for approving the loan: 1% for co-beneficiaries that are pay-roll clients and 1.5% fpr account holders
- Preterm repayment: 2%, 0% in case of refinancing an existing student loan in OB
Competative advantages of the STUDENT LOAN OBSG:
- Non-purpose loan
- 12 months grace period - during the education period only the interest is paid, and you have one additional year after finishing your education for repayment
- Favourable interest rates
- Fast response
| Loan amount in euros |
Status |
For payment |
|
| 2000 |
12 month grace period |
Interest for 2000 euros |
16.67 euros |
|
Repayment - 12 month grace + 24 month repayment |
Monthly instalment |
92.41 euros |
Necessary documents:
- valid ID card
- Full time student certificate
- Student ID-carnet
- Attestment of income of the so-beneficiary and guarantor
What is a Rate of total expence?
Rate of total expence (RTE) is the only way of presenting the interest rate in order to realize transparency and easier comparison of banking conditions for approving loans.
|