Foreign currency saving


Ohridska banka, part of Societe Generale Group offers a wide range of savings products with new, attractive interest rates, time depositing period and manner of payment of the interest adjusted according your needs.

Foreign currencies depositing is done to foreign currency pass book.

Eligibility for opening is given to:

  • all citizens of Republic of Macedonia with permanent residence in Macedonia
  • citizens of Republic of Macedonia working temporarily abroad
  • Macedonian emigrants
  • Non – residents

Interest’s payment for deposited  foreign currencies and for the Deposit exclusive, at deponent’s choice:

  • in currencies of the deposit
  • in MKD

Interest’s payment  for deposited  foreign currencies and for the Deposit exclusive, at deponent’s choice:

  • On maturity date
  • Monthly   

Effective interest rates are identical with nominal one.

I. PASIVE INTEREST RATES ON FOREIGN CURRENCIES SAVING INTEREST’S PAYMENT ON MATURITY DATE

Currency

At sight – savings book

Dep.*
1 month

Dep. 3 month
Dep. 6 month
Dep. 12 month
Dep. 24 month
Dep. 36 month
EUR new
0,50%

2,25%

2,50%

3,00%

3,50%

3,75%

4,00%

USD
0,20%

1,20%

1,30%

1,50%

1,80%

2,00%

2,00%

AUD**
0,50%

3,00%

3,10%

3,40%

4,30%

4,50%

4,60%

CHF**
0,10%

0,50%

0,60%

0,80%

0,90%

1,00%

1,10%

GBP**
0,50%

/

/

/

3,00%

3,20%

3,40%

CAD**
0,50%

/

/

/

3,00%

3,20%

3.40%

Other currencies ** 0,50%

/

/

/

2,00%

2,50%

3,00%

*The minimum amount of the time deposited foreign currencies is 100 EUR/USD/AUD/CHF.
**Interests payment at the end of the year for the deposits fixed on 12, 24, 36 and more months.

II. PASIVE INTEREST RATES ON FOREIGN CURRENCIES SAVING MONTHLY INTEREST’S PAYMENT new
Currency

Dep. 3 month
Dep. 6 month
Dep. 12 month
Dep. 24 month
Dep. 36 month and more
EUR

2,40%

2,90%

3,40%

3,65%

3,90%

USD

1,20%

1,40%

1,70%

1,90%

1,90%

Îhridska banka as part of Societe Generale Group introduce the Deposit exclusive, characterized with higher interest rates for your available money assets.

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Currency

EUR

3 months

6months

12 months

24 months

36 months

Amount

20.000 – 49.999

2,55%

3,05%

3,55%

3,80%

4,05%

50.000 – 99.999

2,65%

3,15%

3,65%

3,90%

4,15%

above 100.000

2,75%

3,25%

3,75%

4,00%

4,25%

Currency

USD

3 months

6months

12 months

24 months

36 months

Amount

20.000 – 49.999

1,35%

1,55%

1,85%

2,05%

2,05%

50.000 – 99.999

1,45%

1,65%

1,95%

2,15%

2,15%

above 100.000

1,55%

1,75%

2,05%

2,25%

2,25%

Currency

AUD

3 months

6months

12 months

24 months

36 months

Amount

20.000 – 49.999

3,15%

3,45%

4,35%

4,55%

4,65%

50.000 – 99.999

3,25%

3,55%

4,45%

4,65%

4,75%

above 100.000

3,35%

3,65%

4,55%

4,75%

4,85%

* The minimum amount of the Deposit exclusive is 20.000 EUR/USD/AUD.

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Currency

EUR

3 months

6months

12 months

24 months

36 months

Amount

20.000 – 49.999

2,45%

2,95%

3,45%

3,70%

3,95%

50.000 – 99.999

2,55%

3,05%

3,55%

3,80%

4,05%

above 100.000

2,65%

3,15%

3,65%

3,90%

4,15%

Currency

USD

3 months

6months

12 months

24 months

36 months

Amount

20.000 – 49.999

1,25%

1,45%

1,75%

1,95%

1,95%

50.000 – 99.999

1,35%

1,55%

1,85%

2,05%

2,05%

above 100.000

1,45%

1,65%

1,95%

2,15%

2,15%

Currency

AUD

3 months

6months

12 months

24 months

36 months

Amount

20.000 – 49.999

3,05%

3,35%

4,25%

4,45%

4,55%

50.000 – 99.999

3,15%

3,45%

4,35%

4,55%

4,65%

above 100.000

3,25%

3,55%

4,45%

4,65%

4,75%

* The minimum amount of the Deposit exclusive is 20.000 EUR/USD/AUD.